Loan Process

Loan Process

Whether you are a first time borrower or an old hat, it is probably a good idea to see if your mortgage needs fit into the new world of real estate finance. The best thing is to have an experienced mortgage loan originator do an analysis of your current financial situation and your specific mortgage needs. In other words, we need to see the big picture. This is all a big conversation with a lot cries of “Ah-ha!” and “Oh!” After your initial discussion, an assessment of needs will be made.

What Happens First?

Pre-qualification or pre-approval

Credit Report





Commitment Letter

Clearing Conditions

Closing- purchases

Closing for refinance


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