Loan Process

Loan Process

Whether you are a first time borrower or an old hat, it is probably a good idea to see if your mortgage needs fit into the new world of real estate finance. The best thing is to have a mortgage loan originator do an analysis of your current financial situation and your specific mortgage needs. In other words, we need to see the big picture. This is all a big conversation with a lot of cries of “Ah-ha!” and “Oh!” After your initial discussion, an assessment needs to be made.

What Happens First?

Pre-qualification or pre-approval

Credit Report





Commitment Letter

Clearing Conditions

Closing- purchases

Closing for refinance


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